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Group Health Insurance

Exceptional Service and Plan Choices with Costs Savings

If your business has 2 to 250 employees, everyone at your enterprise will enjoy working with Reichek Financial Services. You will find it easy to work with Reichek Financial in establishing and administering your group health insurance plan, while tending to the bottom line.

A Wide Selection
As a independent broker, Reichek Financial Services represents multiple carriers of group health insurance plans, and we are licensed to represent their full range of products and services. We have many years of experience with Carriers and Businesses just like yours.

What this means to you is, as your agent, we shop all competing alternatives extensively. We cover the marketplace, bringing to you the very best carriers and the most economical fit for your company needs, not just to get your business but every year if needs be to insure you always have the best fit of benefits and low costs.

Exceptional Service with Every Group Health Insurance Plan
From quoting, to installing, to administering your group health insurance plan, we serve your needs as never before. We stand ready to answer all employer and employee questions for you eliminating the need to contact the insurance company for anything again. When a client calls to ask, "What do I need to do next?" We are proud to answer, "You've done what you need to do; We'll take it from here."
Our job is to keep you involved in YOUR business, not the insurance business!

Included Services

Installing the group health insurance plan:
Reichek Financial will explain the plan's benefits and its details to your employees. Rest assured, we will be always available to answer their questions and provide support whenever needed.

Claim problems:
We encourage all your employees to contact us FIRST with problems or questions related to claims. Simply fax us the Explanation of Benefits or Physicians receipt. We will take it from there! We are experts in dealing with insurance companies, doctors and providers and will contact them on your behalf to work out problems.

Employee additions and terminations:
You will never have to send applications to your insurance company again. All employee applications and requests to terminate employees are handled through our office. All applications are faxed to us. We coordinate with each carrier and follow-up until the employee is either added or terminated. Unlike other, we don't let think fall through the cracks!

COBRA and State Continuation:
We have up-to-date information to help guide you through your COBRA management (or State Continuation, if your company is less than 20 employees).
Read a little more about COBRA.

Yearly plan reviews and market analysis:
90 days prior to your renewal date, we will send out your census information to the insurance industry for bids. During your renewal meetings, we will discuss various alternatives to keep the costs in-line with your expectations. We will assist you in getting claims information so you will know what to expect as your annual renewal approaches and will negotiate on your behalf with Carriers as appropriate.

On-line access Benefit Summary:
On this website, any of your employees can view a complete list of all the benefits provided by your group health insurance plan, 24/7, from anywhere in the world. We customize your company's various benefits onto one central location that will be updated as benefits or carriers change. Login to group health insurance plans is on the Client Services page.

If you are not a Reichek Financial client, you can easily get all the complimentary services mentioned above, quickly and easily, just by naming Reichek Financial your Agent of Record. It's easy to do with the Agent of Record document.